Buying

An honest map of what's actually available to first-time and lower-deposit buyers in Northern Ireland in 2026 — Co-Ownership, the LISA, SDLT relief, and the developer schemes to be careful of.

An honest guide to bridging loans in Northern Ireland — what they actually cost, when they make sense, the warning signs to walk away, and the alternatives most buyers should try first.

A clear 2026 guide to Stamp Duty Land Tax in Northern Ireland — first-time buyer relief, additional property surcharge, worked examples for typical Derry purchase prices.

A practical 2026 guide for first-time buyers in Derry — deposits, mortgages, NI Co-Ownership, stamp duty relief, what to view and how to make a winning offer.